For the Panatag Account, the transaction limit is applied on a per-transaction basis rather than daily, since it is a fully verified savings account without any imposed account limit.
VBank to VBank
Php 1,000,000 per transaction limit
VBank to other Banks/Wallet via Instapay
Php 50,000 per transaction limit
For Pasimula Account:
The transaction limit is not per transfer but instead tied to the account’s aggregated balance limit of ₱50,000.
This means the total balance in your Pasimula Account (including deposits and incoming transfers) cannot exceed ₱50,000 at any time.
Even if transaction channels (InstaPay, PESONet, etc.) allow higher amounts, your transfers cannot go beyond your ₱50,000 account limit.
Simple Example for Pasimula:
If your Pasimula Account already has ₱30,000, the maximum you can receive or deposit is ₱20,000.
If you want to transfer out funds, you can do so, but your account balance must always stay within the ₱50,000 limit.